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Fee & Commission Disclosure
We practice complete disclosure regarding our sources of income to our clients.
Enfield Insurance Group, Inc. may receive compensation in a number of ways: (1) as commissions paid by an insurer,
calculated as a percentage of premiums, or; (2) as negotiated fees paid by the client. These commissions or fees received are
for the placement/renewal of a client's insurance/risk service program, day-to-day servicing and/or other services Enfield
Insurance Group, Inc. has agreed to provide on a client's behalf.
Enfield Insurance Group, Inc. may also receive payments known as "contingent compensation", based upon factors that are
not specific to a certain client. Several insurance companies have supplementary compensation arrangements that are
"contingent" in nature as the payment is based upon a number of variables: premium growth; profitability; client persistency,
etc. Furthermore, many factors including the type of client and type of insurance are often excluded from potential payment.
Since "contingent" payments are determined when an insurer's underwriting year has closed, Enfield Insurance Group, Inc. is
not made aware if a contingency payment will be made nor the amount of the payment until the close of that underwriting
year.
In general, the total amount of contingent income payable to us is not known until the end of the calendar year and is based
on the total results of all accounts placed with a particular insurer.
Should you have additional questions regarding this practice as it relates to your account, please contact your Enfield
Insurance Group, Inc. representative.
Representations and Warranties
ENFIELD INSURANCE GROUP, INC. MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE CONTENT OF THIS SITE
FOR ANY PURPOSE WHATSOEVER. ALL CONTENT IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR
IMPLIED. ENFIELD INSURANCE GROUP, INC. HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE
CONTENT, INCLUDING, WITHOUT LIMITATION, ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL ENFIELD INSURANCE GROUP, INC. BE
LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER,
INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION,
INCLUDING BUT NOT LIMITED TO CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTIONS, ARISING OUT OF OR IN
CONNECTION WITH THE USE, COPYING OR DISPLAY OF THE CONTENT. ALTHOUGH ENFIELD INSURANCE GROUP, INC.
BELIEVES THE CONTENT TO BE ACCURATE, COMPLETE AND CURRENT, ENFIELD INSURANCE GROUP, INC. MAKES NO
WARRANTY AS TO THE ACCURACY, COMPLETENESS OR CURRENCY OF THE CONTENT. IT IS YOUR RESPONSIBILITY TO
VERIFY ANY INFORMATION BEFORE RELYING ON IT. THE CONTENT OF THIS SITE MAY INCLUDE TECHNICAL INACCURACIES
OR TYPOGRAPHICAL ERRORS. FROM TIME TO TIME CHANGES ARE MADE TO THE CONTENT HEREIN. ENFIELD INSURANCE
GROUP, INC. MAY MAKE CHANGES IN THE PRODUCTS AND/OR THE SERVICES DESCRIBED HEREIN AT ANY TIME. ENFIELD
INSURANCE GROUP, INC. DOES NOT WARRANT OR REPRESENT THAT THIS SITE IS COMPATIBLE WITH YOUR EQUIPMENT OR
IS FREE OF ERRORS, VIRUSES OR WORMS AND IS NOT LIABLE FOR ANY DAMAGE YOU MAY SUFFER AS A RESULT OF SUCH
DESTRUCTIVE FEATURES.
Links to Other Sites
The content of other Web sites, services or advertisements that may be linked herein are not maintained by or under the
control of Enfield Insurance Group, Inc.. Enfield Insurance Group, Inc. is therefore not responsible for the availability, content
or accuracy of other Web sites, services or goods that may be linked to, or advertised on this site. Accordingly, Enfield
Insurance Group, Inc. makes no representations or warranties whatsoever, express or implied, concerning the content of
those sites. The fact that Enfield Insurance Group, Inc. has provided a link to a site is not an endorsement, authorization,
sponsorship or affiliation by Enfield Insurance Group, Inc. with respect to such site, its owners or its providers. Enfield
Insurance Group, Inc. is providing these links only as a convenience to you. Enfield Insurance Group, Inc. has not tested any
information, software or products found on these sites and therefore cannot make any representations whatsoever with
respect thereto.